Insurance
Insurance is the only financial instrument that helps you manage your financial risks smoothly and reduces your financial worries.
Endowment Policies

An endowment policy is an investment product that you buy from a life insurance company. They are set up as regular savings plans and the pay out a lump sum amount at the time of maturity. The policy includes life insurance, so it will also pay out if you die during the policy term.
ENQUIRE NOWMoneyBack Policy
Money back plan is a special type of life insurance policy which survival benefits in regular intervals. It
simply means that in Money Back Plans, the money comes back to the Life Insured after a specific interval of time
as Survival Benefit. However, if the Life Insured dies during the policy term, then the Death Benefit would be
paid to the nominee and the policy would be terminated and no further money would be paid to him on the
intervals.
Money Back Policy is designed as endowment with a liquidity benefit. The Maturity Benefit comes in installments
instead of a lump sum at the time of maturity. Each installment is a prefixed percentage of the sum assured. The
remaining amount comes as Maturity Benefit at the end of the policy term.
You should compare and find the best money back policy for your family before making a purchase.

Term Insurance

Term insurance plan offered by life insurance companies come to the forefront when the motive is future financial security. A term insurance plan is the only plan which allows a substantial coverage against a very low premium payment. So, if you want a big future security for your dependents in terms of finance, buy a Term Insurance Plan.
Income Protection
Term insurance plans form the essence of life insurance. They come very cheap and cover the insured against unfortunate event of death. The premiums against the value of the coverage granted are affordably low, making the plans pocket-friendly investments which provide a very good protection In the event of death to the family’s financial loss and thus protects them against the loss of income of the earning person.
ENQUIRE NOWChild Policy
As a parent, had their dream of a bright future of child and investment is a vital step in doing so. Parents generally focusing on the major goals for their child such as marriage, education and a comfortable lifestyle as well. All these Plans have different requirements, so it is essential to think about each separately and find the needful investment plan that can suit these requirements as well. For a bright future of your child, it is vital to think about the investment proposals as soon as possible.
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Keyman Insurance Policy

Keyman insurance can be defined as an insurance policy where the proposer as well as the premium payer is the employer, the life to be insured is that of the employee and the benefit, in case of a claim, goes to the employer. The `keyman’ here would be any person employed by a company having a special skill set or substantial responsibilities and who contributes significantly to the profits of that organization.
Anybody with specialized skills, whose loss can cause a financial strain to the company are eligible for Keyman Insurance. For example, they could be Directors of a Company, Key Project Managers Etc.
ENQUIRE NOWWhole life Insurance
Whole life plans are very different from other types of life insurance plans. Understanding how they work can also help you decide whether they are fit for you or not. A whole life plan can be purchased against a payment which can be made as a monthly or a yearly basis. The insured person will get cover for his entire life unlike other life insurance plans that is fixed for a certain period. The other life insurance plans will expire and it will be expensive to take another one when you really want one. In the event you die, a lump sum tax free amount is paid to the nominee. If you outlive the term, you will not receive any return. For example if a 25 year old takes a whole life plan at the age of 25 years, he will receive a lump sum payment at the age of 45, the age at which his 20 year premium payment term will expire. He can use this money for his retirement and also his cover will continue till he turns 100 or till the date he dies. The surrender value of the policy increases over time and you can borrow against the policy’s surrender value at any time. This is a better alternative against borrowing against home or retirement accounts.
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Pension Plans

Pension Plans are also know as Retirement plans. all of us tends to move through the family life cycle and thus happen to fall in different age categories from the time of our birth till old age and then finally death. One such stage that each of us is definite to encounter is that of Retirement.
Retirement Plans helps you plan an income after retirement and also provide you a financial security when your active income stops after retirement. Retirement plans also helps you maintain the same living standards even after retirement if you can properly plan you retirement life in advance. With high cost of living & rising inflation, the current cost of living will be almost 10 times when you retire. It is critical to plan once retirement as early as possible.
ENQUIRE NOWVehicle Insurance
Car insurance is a policy that is signed between two parties, the policyholder and the insurer to cover the losses that one might incur due to damages done to the car or in a case of theft. A pre-decided value is fixed according to the Insured Declared Value (IDV) of the vehicle for the premium to be paid by the policyholder periodically. These days, a policy seeker has many options available to choose from the various types of policies in the market. Each with its own uniqueness and offerings, car insurance has become a must in today's time. But the question still remains, what are the real advantages of car insurance? What security does a policy gives to the buyer? You can find all the answers here at PolicyX.com which lets you compare and choose the best car insurance online.
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Health Insurance

A health insurance policy ensures that you can avail cashless treatment at a network hospital without having to pay for them, typically covering 30 days and 60 days pre and post hospitalization, respectively and policy gives you access to the best medical care and treatment while being financially protected. In case of a health emergency, your mediclaim health care policy guarantees peace of mind and ensures that you and your family are protected from medical expenses while receiving the best treatment at a hospital of your choice.
ENQUIRE NOWProperty Insurance
The property that is needed to run the company is very valuable. From a small office to a large retail company, there is always property that must be protected. Business property can include everything from the chair and desk you sit at to the stock kept in a warehouse. Your products, your files, your equipment – all of these things are the property of your company and needed to run the business.
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Liability Insurance for a Business

When it comes to liability, the risks are much higher for a business than for the average citizen. Especially when you are dealing with the public, the risk of a small mistake that results in a big problem is very high. Businesses are therefore protected by liability insurance.
When it comes to liability, there are many different types. Most businesses will carry what is known as a general liability policy. This covers a wide range of potential incidents and can prevent the company or its employees from facing a serious financial loss in the event of a lawsuit.
ENQUIRE NOWTransit(Marine) Insurance
It covers the losses or damages caused to ships, terminals and any transport or cargo by which goods are transferred, acquired, or held between different points of origin and final destination. The term may also apply to inland marine but it is usually used in the context of ocean marine insurance. Marine insurance is a haven for transporters and shipping corporations because it helps to lower the aspect of financial loss due to cargo loss.
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Group Insurance

A group insurance policy gives you advantages of standardized coverage and very competitive premium rates. You can avail of group insurance policies that a group you belong to takes.
Group insurance is beneficial in the sense that it comes at a lower insurance premium as the risk is spread out among the group of members. Members to be insured, will pool into the policy and can claim the coverage as and when required. In this way, the individual need not run around but can get the health security through the employer.
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